Affordable & Income-Based Housing in Pensacola

Affordability in Pensacola, FL

According to Census ACS 5-Year data (as of 2024), the median monthly rent in Pensacola is $1,322 and the median household income is $74,212 per year. About 36% of Pensacola households rent their homes, and the city has 1,871 income-restricted units across 15 HUD-assisted properties that may offer rents below the market rate.

Safety

According to the Pensacola Police Department's data reported to the FBI Crime Data Explorer, Pensacola had a violent crime rate of 75 per 100,000 residents in 2024. Crime rates are not directly comparable across cities due to differences in reporting practices and local definitions.

Getting Around Pensacola

According to Walk Score, the area around assisted properties in Pensacola scores 12 out of 100 (Car-Dependent), with a Bike Score of 40 out of 100. No Transit Score is available. Most residents will need a car for daily errands.

Schools

According to the NCES Common Core of Data, 61 schools across 2 districts serve Pensacola, including 32 elementary, 8 middle, and 20 high schools, plus 1 other. Quality and programs vary by school, so renters should check the assigned schools for any specific address they are considering.

Cost of Renting in Pensacola, FL

The median household income in Pensacola is $74,212 per year, according to Census ACS 5-Year data. The median monthly rent across all rental housing in the city is $1,322, according to the same source.

Affordable and income-based housing can significantly reduce that cost burden. Pensacola has 15 HUD-assisted or income-restricted properties covering 1,871 units, where rents are tied to your income rather than the open market rate.

• Median household income: $74,212/year (Census ACS 5-Year)
• Median market rent: $1,322/month (Census ACS 5-Year)
• Share of households that rent: 36% (Census ACS 5-Year)
• Income-restricted units available: 1,871 across 15 properties

Flood and Environmental Exposure

Of the 15 affordable housing properties mapped for flood risk in Pensacola, 1 is located in a high-risk flood zone. Given Pensacola's coastal location, renters at that property may want to ask about flood insurance options and emergency preparedness resources before signing a lease.