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Affordable & Income-Based Housing in Elkhart

Elkhart, IN has 16 affordable and income-based rental properties with a combined 1,790 units across the city. With a median market rent of $998 per month (Census ACS 5-Year), income-based housing can offer meaningful savings for renters who qualify. Most inspected properties here are in excellent or good condition, making Elkhart a reasonable place to search for subsidized housing.

16
Properties
1,790
Total units
88/100
Avg HUD score

At a glance

🏠 Affordability
$998/mo

Affordability in Elkhart, IN

According to Census ACS 5-Year data (as of 2024), the median gross rent in Elkhart is $998 per month and the median household income is $51,028 per year. Nearly half of Elkhart residents -- 47% -- are renters, reflecting strong demand for rental housing in the city.

Census ACS 5-Year
🛡️ Safety
232 / 100k · 2024

Safety

According to FBI Crime Data Explorer, the Elkhart Police Department reported a violent crime rate of 232 per 100,000 residents in 2024. Note that crime rates are not directly comparable across cities due to differences in reporting practices and local definitions.

FBI Crime Data Explorer
🚶 Getting around
Walk Score 57 · Somewhat Walkable

Getting Around Elkhart

According to Walk Score, the area around assisted properties in Elkhart scores 57 out of 100 (Somewhat Walkable), with a Bike Score of 50 out of 100. No Transit Score is available for this area. These scores reflect conditions near the assisted properties listed on this page.

Walk Score
🎓 Schools
31 schools · 5 districts

Schools

Elkhart is served by 31 public schools across 5 districts, including 20 elementary, 6 middle, and 5 high schools, according to NCES Common Core of Data. Ratings vary by school and district, so renters should check the assigned schools for a specific address before applying.

NCES Common Core of Data
📊 Cost of living
$51,028 median income

Cost of Renting in Elkhart, IN

The median household income in Elkhart is $51,028 per year, according to Census ACS 5-Year estimates. The median monthly rent across all rental housing in the city is $998, according to the same source.

Income-based and HUD-assisted housing can offer rents well below that market median, with eligibility typically tied to a percentage of the local area median income. Elkhart has 7 affordable properties covering 805 units tracked on Lease Lantern.

  • Median household income: $51,028/year (Census ACS 5-Year)
  • Median market rent: $998/month (Census ACS 5-Year)
  • Renter households: 47% of occupied housing units (Census ACS 5-Year)
Census ACS 5-Year
🌊 Environment & risk

Environment

All 7 assisted properties in Elkhart have been mapped for flood risk. None are located in a high-risk flood zone, according to flood mapping data.

FEMA · EPA AirNow
HUD Inspection Scoresavg 88/100(7 of 16 scored)
90+ (5)70–89 (1)<60 (1)No score (9)

16 properties on the map

Top-rated properties

Browse all 16 affordable apartments in Elkhart→

Other cities in IN

› Affordable housing in Anderson› Bloomington income-based apartments› Income-restricted rentals in Columbus› Evansville affordable apartments› HUD & Section 8 housing in Fort Wayne› Affordable housing in Gary› Indianapolis income-based apartments› Income-restricted rentals in Jasper› Kokomo affordable apartments› HUD & Section 8 housing in Lafayette› Affordable housing in Madison› Marion income-based apartments

Your rights & resources

› How HUD & Section 8 housing works› Tenant rights in IN› Housing assistance & waitlists› Free legal aid (LawHelp)› Energy bill help (LIHEAP)

Read more

About Affordable Housing in Elkhart, IN

Elkhart is a renter-active city where nearly half of all households rent their homes, according to Census ACS 5-Year data. With 7 HUD-assisted properties and 805 total affordable units tracked on Lease Lantern, there is a meaningful base of income-based housing options here.

The median asking rent in Elkhart sits at $998 per month and the median household income is $51,028 annually, both according to Census ACS 5-Year data. For renters working within a budget, the presence of subsidized and income-restricted units can make a real difference.

Of the 7 properties scored in our database, 5 rate as excellent and 1 as good -- a strong overall picture based on HUD inspection data. No properties carry a high flood risk, according to flood map data across all 7 mapped properties.

Elkhart has a Walk Score of 57 (Somewhat Walkable) and a Bike Score of 50, according to Walk Score. Getting around without a car is possible in parts of the city, though it will depend on where a property is located.

The city is served by 31 public schools across 5 districts -- including 20 elementary, 6 middle, and 5 high schools -- according to NCES Common Core of Data.

A Closer Look at Elkhart

Eligibility & how to apply

Indiana income limits (2026)Indiana public housing authoritiesSection 8 waitlists in Indiana

Helpful guides

How Section 8 Vouchers WorkWhat Is Income-Based Housing?How to Apply for Affordable HousingSection 8 vs. LIHTCUnderstanding HUD Inspection ScoresHow Affordable Housing Waitlists Work
Research: what 22,600 HUD inspection scores reveal →