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Affordable & Income-Based Housing in Lowell

Affordable Housing in Lowell, MA

Lowell has 45 income-based rental properties with 4,136 total units, giving renters a substantial range of options in a city where the median rent is $1,625 per month, according to Census ACS 5-Year data. With more than half of residents renting (57%, Census ACS 5-Year), affordable housing plays a central role in the local market. This page brings together verified details on available properties to help you find the right fit.

45
Properties
4,136
Total units
92/100
Avg HUD score

At a glance

🏠 Affordability
$1,625/mo

Affordability

Lowell has a median household income of $78,658 and a median gross rent of $1,625 per month, according to Census ACS 5-Year data (2024). With 57% of residents renting their homes, the city has a strong renter majority, making access to income-based and HUD-assisted housing an important resource for many households.

Census ACS 5-Year
🛡️ Safety
532 / 100k · 2024

Safety

According to FBI Crime Data Explorer, the Lowell Police Department reported a violent crime rate of 532 per 100,000 residents in 2024. Crime rates are not directly comparable across cities due to differences in reporting practices and local definitions.

FBI Crime Data Explorer
🚶 Getting around
Walk Score 95 · Walker's Paradise

Getting Around Lowell

According to Walk Score, the area around assisted properties in Lowell rates a 95 (Walker's Paradise), a Transit Score of 61 (Good Transit), and a Bike Score of 51. These scores reflect walkability, public transit access, and bikeability near the city's income-based and HUD-assisted housing.

Walk Score
🎓 Schools
29 schools · 4 districts

Schools

Lowell is served by 29 schools across 4 districts, including 17 elementary, 7 middle, and 5 high schools, according to NCES Common Core of Data. Quality and programs vary by school and district, so renters should check the assigned schools for a specific address before making a decision.

NCES Common Core of Data
📊 Cost of living
$78,658 median income

Cost of Living in Lowell, MA

The median household income in Lowell is $78,658 per year, according to Census ACS 5-Year data. The median market rent is $1,625 per month, according to the same source.

With 57% of residents renting (Census ACS 5-Year), Lowell is a majority-renter city. The 1,781 income-restricted units across 20 HUD-assisted properties in Lowell can offer significant savings compared to market-rate rents.

Census ACS 5-Year
🌊 Environment & risk

Environment

All 20 HUD-assisted properties in Lowell have been mapped for flood risk, and none are located in a high-risk flood zone.

FEMA · EPA AirNow
HUD Inspection Scoresavg 92/100(20 of 45 scored)
90+ (15)70–89 (5)No score (25)

45 properties on the map

Top-rated properties

Browse all 45 affordable apartments in Lowell

Other cities in MA

Your rights & resources

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A Closer Look at Affordable Housing in Lowell

Lowell is a majority-renter city with 20 HUD-assisted properties totaling 1,781 units, and the data tells an encouraging story for prospective residents. All 20 properties received inspection scores, with 15 rated excellent and 5 rated good -- and none of the 20 mapped properties fall in a high-risk flood zone.

At a median market rent of $1,625 per month (Census ACS 5-Year, as of 2024), income-based housing can represent real savings for renters in this city. With 57 percent of residents renting (Census ACS 5-Year, as of 2024), Lowell has a well-established renter community and the infrastructure that comes with it.

Getting around without a car is a strong suit here. Walk Score rates Lowell a 95 ("Walker's Paradise") and gives it a transit score of 61 ("Good Transit"), according to Walk Score data.

The city is served by 29 public schools across 4 districts, including 17 elementary, 7 middle, and 5 high schools, according to NCES Common Core of Data.

Eligibility & how to apply

Helpful guides

Research: what 22,600 HUD inspection scores reveal →