Affordable & Income-Based Housing in Saint Cloud

Affordability in Saint Cloud, MN

Lease Lantern tracks 12 HUD-assisted and income-based properties with 647 total units in Saint Cloud. Detailed rent and income figures for this area are not available in our current dataset, but the listings on this page show income limits and estimated rents for each property.

Safety

According to the St. Cloud Police Department's FBI Crime Data Explorer reporting, Saint Cloud had a violent crime rate of 421 per 100,000 residents in 2024. Keep in mind that crime rates are not directly comparable across cities due to differences in reporting practices and local definitions.

On the environmental side, none of the 12 HUD-assisted properties in Saint Cloud are located in a high-risk flood zone, based on flood map data for this city.

Getting Around Saint Cloud

According to Walk Score, the area around assisted properties in Saint Cloud earns a Walk Score of 76 (Very Walkable) and a Bike Score of 66, indicating most errands can be done on foot and biking is a convenient option. No Transit Score is available for this area.

Schools

According to NCES Common Core of Data, 23 schools across 6 districts serve Saint Cloud, including 9 elementary, 4 middle, 9 high schools, and 1 other. Ratings vary by school and district, so renters should check the assigned schools for a specific address.

Cost of Living in Saint Cloud, MN

Saint Cloud is one of the more affordable mid-sized cities in Minnesota, which is part of why income-based and HUD-assisted housing here can offer strong value for renters on a budget. Lease Lantern does not have a current median household income figure for this city from Census ACS 5-Year data, but local housing costs tend to run below the Twin Cities metro average.

The 12 HUD-assisted properties tracked on Lease Lantern span 647 total units, giving renters a meaningful range of income-based options across the city.

What Renters Pay in Income-Based Housing

• Rent is tied to your income, not the open market. Most HUD-assisted and LIHTC units cap rent at a percentage of your household income or the area median income (AMI).
• Utilities, parking, and fees vary by property. Always confirm what is included before signing a lease.
• Some properties offer subsidies that reduce rent to as little as 30 percent of your adjusted gross income.

Getting Around Without a Car

Keeping transportation costs down matters as much as rent. Saint Cloud scores 76 (Very Walkable) and 66 for bikeability, according to Walk Score, meaning many daily errands and commutes are manageable without a vehicle.

Environment

All 12 affordable housing properties in Saint Cloud have been mapped for flood risk, and none are located in a high-risk flood zone. Flood exposure is not a notable concern for renters at these properties.