Affordable & Income-Based Housing in Saint Charles

Affordability in Saint Charles, MO

Saint Charles has 4 HUD-assisted or income-based rental properties with a total of 352 units, offering options for renters who qualify for affordable housing programs such as Section 8 or LIHTC. Detailed local income and rent data are not available here at this time, but income limits and rent restrictions for these properties are set by HUD guidelines.

Safety

According to FBI Crime Data Explorer, the St. Charles Police Department reported a violent crime rate of 129 per 100,000 residents in 2024. Note that crime rates are not directly comparable across cities due to differences in reporting practices and jurisdiction definitions.

All 4 HUD-assisted properties in Saint Charles have been mapped for flood risk, and none are located in a high-risk flood zone.

Getting Around Saint Charles

According to Walk Score, the area around assisted properties in Saint Charles scores 67 (Somewhat Walkable), meaning some errands can be done on foot. The Bike Score for the same area is 39, reflecting limited but present biking infrastructure.

No Transit Score is available for this area, so residents who do not drive may want to confirm local bus routes or rideshare options before committing to a unit.

Schools

School quality and assigned schools vary by address in Saint Charles. Renters with children should look up the specific schools assigned to any property they are considering before applying.

Cost of Living in Saint Charles, MO

Saint Charles offers income-based and HUD-assisted housing options that tie rent to household income rather than market rates, which can make a significant difference for budget-conscious renters. The city has 4 affordable housing properties covering 352 units across programs such as HUD-assisted and LIHTC housing.

• Rent structure: Rents at income-based properties are typically calculated as a percentage of your household income, so your actual cost depends on your earnings and household size.
• Utility costs: Some properties include utilities in rent; others do not. Confirm with each property what is covered before applying.
• Transportation costs: Saint Charles scores 67 (Somewhat Walkable) and 39 for bikeability according to Walk Score, meaning many residents may need a car for regular errands, which is worth factoring into your total monthly budget.

To get the most accurate picture of what you would pay, contact individual properties directly and ask about current rent levels, utility allowances, and any move-in fees.

Environment

All 4 assisted properties in Saint Charles have been mapped for flood risk. None are located in a high-risk flood zone, which is a reassuring sign for renters concerned about flood exposure.