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Affordable & Income-Based Housing in Camden

Affordable Housing in Camden, NJ

Camden has a significant affordable housing presence, with 82 income-based properties offering 7,472 units across the city. With 66 percent of residents renting and a median household income of $40,546 (Census ACS 5-Year), access to income-based housing is especially important here. This guide covers what renters need to know about available properties and the surrounding community.

82
Properties
7,472
Total units
87/100
Avg HUD score

At a glance

🏠 Affordability
$1,226/mo

Affordability

According to Census ACS 5-Year data (2024), the median household income in Camden is $40,546 per year, while the median gross rent is $1,226 per month. About 66% of residents rent their homes, reflecting a city where affordable housing options are especially important to the community.

Census ACS 5-Year
🛡️ Safety
1,381 / 100k · 2024

Safety

According to the Camden County Police Department's FBI Crime Data Explorer data for 2024, Camden's violent crime rate was 1,381 per 100,000 residents. Note that crime rates are not directly comparable across cities due to differences in reporting practices and local definitions.

FBI Crime Data Explorer
🚶 Getting around
Walk Score 47 · Car-Dependent

Getting Around Camden

According to Walk Score, the area around Camden's assisted properties scores a 47 (Car-Dependent) for walkability, a 60 (Good Transit) for transit, and a 50 for bikeability.

  • Walk Score: 47 - Car-Dependent
  • Transit Score: 60 - Good Transit
  • Bike Score: 50

These scores reflect the typical conditions around the 16 assisted properties in Camden and may vary by specific address.

Walk Score
🎓 Schools
23 schools · 8 districts

Schools

According to the NCES Common Core of Data, 23 public schools across 8 districts serve Camden, including 11 elementary and 11 high schools, and 1 middle school. Ratings vary by school and district, so renters should check the assigned schools for a specific address before applying.

NCES Common Core of Data
📊 Cost of living
$40,546 median income

Cost of Living in Camden, NJ

The median household income in Camden is $40,546 per year, according to Census ACS 5-Year estimates. The median gross rent in the city is $1,226 per month, also per Census ACS 5-Year data, which can make market-rate housing a significant financial stretch for many residents.

Income-based and HUD-assisted housing in Camden can help bridge that gap. Rents at these properties are typically calculated as a percentage of your household income rather than set at market rates, which helps keep housing costs manageable.

  • Median household income: $40,546/year (Census ACS 5-Year)
  • Median gross rent: $1,226/month (Census ACS 5-Year)
  • Renter households: 66% of Camden residents rent their homes (Census ACS 5-Year)
  • Assisted units available: 2,317 across 16 HUD-assisted properties in the city
Census ACS 5-Year
🌊 Environment & risk

Environment and Flood Risk

All 16 HUD-assisted properties in Camden have been mapped for flood exposure. Of those, 3 are located in high-risk flood zones. If you are considering a property in Camden, it is worth asking the landlord or property manager whether flood insurance is required and what steps the building takes to address flood-related risks.

FEMA · EPA AirNow
HUD Inspection Scoresavg 87/100(16 of 82 scored)
90+ (4)70–89 (12)No score (66)

82 properties on the map

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About Affordable Housing in Camden, NJ

Camden is a majority-renter city, with 66 percent of households renting according to Census ACS 5-Year data, and a median household income of $40,546. Against a citywide median rent of $1,226 per month, the 2,317 units across 16 HUD-assisted properties in our database represent meaningful relief for renters who qualify.

All 16 properties in Camden have received inspection scores, and the results are encouraging: 4 properties rated excellent and 12 rated good, with none falling into fair or poor territory according to HUD inspection data.

Of the 16 properties mapped for flood risk, 3 carry a high-risk designation -- worth factoring in when comparing options.

Getting around Camden without a car can be a mixed picture. According to Walk Score, the city earns a transit score of 60 ("Good Transit") but a walkability score of just 47 ("Car-Dependent"), so access to public transportation will matter more for some residents than others.

According to NCES Common Core of Data, Camden is served by 23 public schools across 8 districts, including 11 elementary schools, 1 middle school, and 11 high schools.

Eligibility & how to apply

Helpful guides

Research: what 22,600 HUD inspection scores reveal →