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Affordable & Income-Based Housing in Mount Vernon

Mount Vernon, NY has 18 income-based rental properties offering 1,681 affordable units across the city. With a median market rent of $1,629 per month (Census ACS 5-Year), income-based housing can offer meaningful savings for renters here. Of the 11 properties with inspection scores on file, 7 rated excellent and 4 rated good -- a strong overall picture of housing quality.

18
Properties
1,681
Total units
91/100
Avg HUD score

At a glance

🏠 Affordability
$1,629/mo

Affordability

Mount Vernon is a majority-renter city, with 57% of households renting and a median household income of $78,779, according to Census ACS 5-Year data (2024). The median asking rent in the city is $1,629 per month, making subsidized housing an important resource for residents seeking cost-stable options.

Census ACS 5-Year
🛡️ Safety
544 / 100k · 2024

Safety

According to FBI Crime Data Explorer, the Mount Vernon Police Department reported a violent crime rate of 544 per 100,000 residents in 2024. Crime rates are not comparable across cities due to differences in reporting practices and local definitions.

FBI Crime Data Explorer
🚶 Getting around
Walk Score 91 · Walker's Paradise

Getting Around Mount Vernon

The area around assisted properties in Mount Vernon scores well for getting around without a car, according to Walk Score.

  • Walk Score: 91 -- Walker's Paradise. Most errands can be accomplished on foot.
  • Transit Score: 59 -- Good Transit. Many trips are possible by public transit.
  • Bike Score: 45. Some biking infrastructure is available.
Walk Score
🎓 Schools
17 schools · 2 districts

Schools

According to NCES Common Core of Data, 17 public schools across 2 districts serve Mount Vernon, including 12 elementary, 1 middle, 3 high schools, and 1 other. Quality and programs vary by school and district, so renters should check the assigned schools for any specific address they are considering.

NCES Common Core of Data
📊 Cost of living
$78,779 median income

Cost of Living

The median household income in Mount Vernon is $78,779 per year, according to Census ACS 5-Year estimates. The median market rent is $1,629 per month, which helps illustrate why income-restricted housing can make a significant difference for renters here.

HUD-assisted and LIHTC properties set rents based on area median income (AMI) limits, meaning eligible renters may pay well below prevailing market rates. Lease Lantern lists 11 affordable properties covering 954 units across Mount Vernon.

Census ACS 5-Year
🌊 Environment & risk

Flood and Environmental Exposure

All 11 HUD-assisted properties in Mount Vernon have been mapped for flood risk. None are located in a high-risk flood zone, which is a reassuring finding for renters weighing environmental exposure.

FEMA · EPA AirNow
HUD Inspection Scoresavg 91/100(11 of 18 scored)
90+ (7)70–89 (4)No score (7)

18 properties on the map

Top-rated properties

Browse all 18 affordable apartments in Mount Vernon→

Other cities in NY

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Your rights & resources

› How HUD & Section 8 housing works› Tenant rights in NY› Housing assistance & waitlists› Free legal aid (LawHelp)› Energy bill help (LIHEAP)

Read more

About Affordable Housing in Mount Vernon, NY

Mount Vernon is a renter-majority city in Westchester County, with 57 percent of households renting according to Census ACS 5-Year data. The city has 11 HUD-assisted or income-based properties covering 954 units, and all 11 scored properties earned either an excellent or good rating based on HUD inspection data.

Market rents in Mount Vernon average $1,629 per month (Census ACS 5-Year), making income-based housing an important resource for cost-burdened renters. The city's median household income is $78,779 annually according to the same source.

Mount Vernon earns a Walk Score of 91 (Walker's Paradise) and a Transit Score of 59 (Good Transit) according to Walk Score, so residents without a car can reach most daily needs on foot or by public transit.

None of the 11 mapped properties in Mount Vernon fall in a high-risk flood zone based on available flood data, which is a practical consideration when comparing housing options.

According to NCES Common Core of Data, the city is served by 2 school districts with 17 public schools, including 12 elementary, 1 middle, 3 high schools, and 1 other.

Eligibility & how to apply

New York income limits (2026)New York public housing authoritiesSection 8 waitlists in New York

Helpful guides

How Section 8 Vouchers WorkWhat Is Income-Based Housing?How to Apply for Affordable HousingSection 8 vs. LIHTCUnderstanding HUD Inspection ScoresHow Affordable Housing Waitlists Work
Research: what 22,600 HUD inspection scores reveal →