Affordable & Income-Based Housing in Columbia

Affordability

According to Census ACS 5-Year data (2024), the median gross rent in Columbia is $1,197 per month, against a median household income of $63,719 per year. About 37% of residents rent their homes, reflecting a sizeable renter community that can benefit from the income-based and HUD-assisted options available in the city.

Safety

According to the Columbia Police Department's data reported to the FBI Crime Data Explorer, Columbia had a violent crime rate of 573 per 100,000 residents in 2024. Crime rates are not directly comparable across cities due to differences in reporting practices and local definitions.

None of the 6 HUD-assisted properties in Columbia are located in a FEMA-designated high-risk flood zone, based on available flood map data.

Getting Around Columbia

The assisted properties in Columbia score 54 out of 100 (Somewhat Walkable) according to Walk Score, meaning some errands can be done on foot. The area has a Bike Score of 40, indicating some biking infrastructure is available. No Transit Score was reported, so residents should plan for a personal vehicle for most trips.

Schools

Columbia is served by 12 public schools across 1 district -- including 6 elementary, 2 middle, and 4 high schools -- according to NCES Common Core of Data. Ratings vary by school, so renters should check the assigned schools for a specific address before applying.

Cost of Living in Columbia, TN

The median household income in Columbia is $63,719 per year, according to Census ACS 5-Year estimates. The median market rent sits at $1,197 per month, also per Census ACS 5-Year data -- context that helps show why income-restricted housing can make a real difference for renters here.

HUD-assisted and LIHTC properties set rents based on area median income (AMI) limits rather than market rates, so eligible renters often pay significantly less than the citywide median.

Environment & Flood Risk

All 6 assisted properties in Columbia were mapped for flood zone exposure. None fall in a high-risk flood zone, suggesting low flood exposure across the city's affordable housing stock.