Montgomery, AL MSA Income Limits (2026)
These are HUD’s 2026 income limits for Montgomery, AL MSA (area median income $88,800). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.
Montgomery, AL MSA’s area median income of $88,800 ranks #9 of 55 HUD income-limit areas in Alabama, where area medians range from $41,500 to $115,100.
| Household size | Extremely Low (30% AMI) | Very Low (50% AMI) | Low (80% AMI) |
|---|---|---|---|
| 1 person | $18,700 | $31,100 | $49,750 |
| 2 people | $21,640 | $35,550 | $56,850 |
| 3 people | $27,320 | $40,000 | $63,950 |
| 4 people | $33,000 | $44,400 | $71,050 |
| 5 people | $38,680 | $48,000 | $76,750 |
| 6 people | $44,360 | $51,550 | $82,450 |
| 7 people | $50,040 | $55,100 | $88,150 |
| 8 people | $55,720 | $58,650 | $93,800 |
Across household sizes, the Very Low Income (50%) threshold in Montgomery, AL MSA runs from $31,100 for a single person up to $58,650 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $93,800 for a household of eight. These limits apply to 4 counties (Autauga County, Elmore County, Lowndes County, Montgomery County).
Do you qualify?
Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Montgomery, AL MSA generally qualifies for income-based housing if it earns under $44,400, and for the deepest assistance under $33,000.
Frequently asked questions
What is the income limit for a family of four in Montgomery, AL MSA?
A four-person household generally qualifies at or below $44,400 (Very Low Income), with the deepest assistance under $33,000 (Extremely Low Income) and LIHTC units commonly at $71,050 (Low Income).
What is the income limit for one person in Montgomery, AL MSA?
A single-person household qualifies for most income-based programs at or below $31,100, and for the deepest assistance under $18,700.
Counties covered: Autauga County, Elmore County, Lowndes County, Montgomery County.
Find income-based housing in this area
Nearby Alabama income-limit areas
Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.