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Fort Smith, AR-OK MSA Income Limits (2026)

These are HUD’s 2026 income limits for Fort Smith, AR-OK MSA (area median income $76,800). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.

Fort Smith, AR-OK MSA’s area median income of $76,800 ranks #12 of 68 HUD income-limit areas in Arkansas, where area medians range from $46,900 to $106,900.

Household sizeExtremely Low
(30% AMI)
Very Low
(50% AMI)
Low
(80% AMI)
1 person$16,150$26,900$43,050
2 people$21,640$30,750$49,200
3 people$27,320$34,600$55,350
4 people$33,000$38,400$61,450
5 people$38,680$41,500$66,400
6 people$44,360$44,550$71,300
7 people$47,650$47,650$76,200
8 people$50,700$50,700$81,150

Across household sizes, the Very Low Income (50%) threshold in Fort Smith, AR-OK MSA runs from $26,900 for a single person up to $50,700 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $81,150 for a household of eight. These limits apply to 3 counties (Crawford County, Sebastian County, Sequoyah County).

Do you qualify?

Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Fort Smith, AR-OK MSA generally qualifies for income-based housing if it earns under $38,400, and for the deepest assistance under $33,000.

Frequently asked questions

What is the income limit for a family of four in Fort Smith, AR-OK MSA?

A four-person household generally qualifies at or below $38,400 (Very Low Income), with the deepest assistance under $33,000 (Extremely Low Income) and LIHTC units commonly at $61,450 (Low Income).

What is the income limit for one person in Fort Smith, AR-OK MSA?

A single-person household qualifies for most income-based programs at or below $26,900, and for the deepest assistance under $16,150.

Counties covered: Crawford County, Sebastian County, Sequoyah County.

Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.