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Phoenix-Mesa-Chandler, AZ MSA Income Limits (2026)

These are HUD’s 2026 income limits for Phoenix-Mesa-Chandler, AZ MSA (area median income $112,400). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.

Phoenix-Mesa-Chandler, AZ MSA’s area median income of $112,400 ranks #1 of 14 HUD income-limit areas in Arizona, where area medians range from $54,600 to $112,400.

Household sizeExtremely Low
(30% AMI)
Very Low
(50% AMI)
Low
(80% AMI)
1 person$23,600$39,350$62,950
2 people$27,000$45,000$71,950
3 people$30,350$50,600$80,950
4 people$33,700$56,200$89,900
5 people$38,680$60,700$97,100
6 people$44,360$65,200$104,300
7 people$50,040$69,700$111,500
8 people$55,720$74,200$118,700

Across household sizes, the Very Low Income (50%) threshold in Phoenix-Mesa-Chandler, AZ MSA runs from $39,350 for a single person up to $74,200 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $118,700 for a household of eight. These limits apply to 2 counties (Maricopa County, Pinal County).

Do you qualify?

Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Phoenix-Mesa-Chandler, AZ MSA generally qualifies for income-based housing if it earns under $56,200, and for the deepest assistance under $33,700.

Frequently asked questions

What is the income limit for a family of four in Phoenix-Mesa-Chandler, AZ MSA?

A four-person household generally qualifies at or below $56,200 (Very Low Income), with the deepest assistance under $33,700 (Extremely Low Income) and LIHTC units commonly at $89,900 (Low Income).

What is the income limit for one person in Phoenix-Mesa-Chandler, AZ MSA?

A single-person household qualifies for most income-based programs at or below $39,350, and for the deepest assistance under $23,600.

Counties covered: Maricopa County, Pinal County.

Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.