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San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area Income Limits (2026)

These are HUD’s 2026 income limits for San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area (area median income $205,500). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.

San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area’s area median income of $205,500 ranks #1 of 51 HUD income-limit areas in California, where area medians range from $72,400 to $205,500.

Household sizeExtremely Low
(30% AMI)
Very Low
(50% AMI)
Low
(80% AMI)
1 person$43,200$71,950$113,700
2 people$49,350$82,200$129,950
3 people$55,500$92,500$146,200
4 people$61,650$102,750$162,400
5 people$66,600$111,000$175,400
6 people$71,550$119,200$188,400
7 people$76,450$127,450$201,400
8 people$81,400$135,650$214,400

Across household sizes, the Very Low Income (50%) threshold in San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area runs from $71,950 for a single person up to $135,650 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $214,400 for a household of eight. These limits apply to Santa Clara County.

Do you qualify?

Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area generally qualifies for income-based housing if it earns under $102,750, and for the deepest assistance under $61,650.

Frequently asked questions

What is the income limit for a family of four in San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area?

A four-person household generally qualifies at or below $102,750 (Very Low Income), with the deepest assistance under $61,650 (Extremely Low Income) and LIHTC units commonly at $162,400 (Low Income).

What is the income limit for one person in San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area?

A single-person household qualifies for most income-based programs at or below $71,950, and for the deepest assistance under $43,200.

Counties covered: Santa Clara County.

Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.