Fort Collins-Loveland, CO MSA Income Limits (2026)
These are HUD’s 2026 income limits for Fort Collins-Loveland, CO MSA (area median income $130,400). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.
Fort Collins-Loveland, CO MSA’s area median income of $130,400 ranks #8 of 55 HUD income-limit areas in Colorado, where area medians range from $52,800 to $150,000.
| Household size | Extremely Low (30% AMI) | Very Low (50% AMI) | Low (80% AMI) |
|---|---|---|---|
| 1 person | $27,400 | $45,650 | $73,050 |
| 2 people | $31,300 | $52,200 | $83,450 |
| 3 people | $35,200 | $58,700 | $93,900 |
| 4 people | $39,100 | $65,200 | $104,300 |
| 5 people | $42,250 | $70,450 | $112,650 |
| 6 people | $45,400 | $75,650 | $121,000 |
| 7 people | $50,040 | $80,850 | $129,350 |
| 8 people | $55,720 | $86,100 | $137,700 |
Across household sizes, the Very Low Income (50%) threshold in Fort Collins-Loveland, CO MSA runs from $45,650 for a single person up to $86,100 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $137,700 for a household of eight. These limits apply to Larimer County.
Do you qualify?
Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Fort Collins-Loveland, CO MSA generally qualifies for income-based housing if it earns under $65,200, and for the deepest assistance under $39,100.
Frequently asked questions
What is the income limit for a family of four in Fort Collins-Loveland, CO MSA?
A four-person household generally qualifies at or below $65,200 (Very Low Income), with the deepest assistance under $39,100 (Extremely Low Income) and LIHTC units commonly at $104,300 (Low Income).
What is the income limit for one person in Fort Collins-Loveland, CO MSA?
A single-person household qualifies for most income-based programs at or below $45,650, and for the deepest assistance under $27,400.
Counties covered: Larimer County.
Find income-based housing in this area
Nearby Colorado income-limit areas
Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.