Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA Income Limits (2026)
These are HUD’s 2026 income limits for Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA (area median income $122,700). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.
| Household size | Extremely Low (30% AMI) | Very Low (50% AMI) | Low (80% AMI) |
|---|---|---|---|
| 1 person | $25,800 | $42,950 | $68,750 |
| 2 people | $29,450 | $49,100 | $78,550 |
| 3 people | $33,150 | $55,250 | $88,350 |
| 4 people | $36,800 | $61,350 | $98,150 |
| 5 people | $39,750 | $66,300 | $106,050 |
| 6 people | $44,360 | $71,200 | $113,900 |
| 7 people | $50,040 | $76,100 | $121,750 |
| 8 people | $55,720 | $81,000 | $129,600 |
Across household sizes, the Very Low Income (50%) threshold in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA runs from $42,950 for a single person up to $81,000 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $129,600 for a household of eight. These limits apply to 11 counties (New Castle County, Cecil County, Burlington County, Camden County, and more).
Do you qualify?
Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA generally qualifies for income-based housing if it earns under $61,350, and for the deepest assistance under $36,800.
Frequently asked questions
What is the income limit for a family of four in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA?
A four-person household generally qualifies at or below $61,350 (Very Low Income), with the deepest assistance under $36,800 (Extremely Low Income) and LIHTC units commonly at $98,150 (Low Income).
What is the income limit for one person in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA?
A single-person household qualifies for most income-based programs at or below $42,950, and for the deepest assistance under $25,800.
Counties covered: New Castle County, Cecil County, Burlington County, Camden County, Gloucester County, Salem County, Bucks County, Chester County, Delaware County, Montgomery County, Philadelphia County.
Find income-based housing in this area
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Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.