Shelby County, IA Income Limits (2026)
These are HUD’s 2026 income limits for Shelby County, IA (area median income $99,300). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.
Shelby County, IA’s area median income of $99,300 ranks #25 of 91 HUD income-limit areas in Iowa, where area medians range from $71,900 to $122,400.
| Household size | Extremely Low (30% AMI) | Very Low (50% AMI) | Low (80% AMI) |
|---|---|---|---|
| 1 person | $20,900 | $34,800 | $55,650 |
| 2 people | $23,850 | $39,750 | $63,600 |
| 3 people | $27,320 | $44,700 | $71,550 |
| 4 people | $33,000 | $49,650 | $79,450 |
| 5 people | $38,680 | $53,650 | $85,850 |
| 6 people | $44,360 | $57,600 | $92,200 |
| 7 people | $50,040 | $61,600 | $98,550 |
| 8 people | $55,720 | $65,550 | $104,900 |
Across household sizes, the Very Low Income (50%) threshold in Shelby County, IA runs from $34,800 for a single person up to $65,550 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $104,900 for a household of eight. These limits apply to Shelby County.
Do you qualify?
Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Shelby County, IA generally qualifies for income-based housing if it earns under $49,650, and for the deepest assistance under $33,000.
Frequently asked questions
What is the income limit for a family of four in Shelby County, IA?
A four-person household generally qualifies at or below $49,650 (Very Low Income), with the deepest assistance under $33,000 (Extremely Low Income) and LIHTC units commonly at $79,450 (Low Income).
What is the income limit for one person in Shelby County, IA?
A single-person household qualifies for most income-based programs at or below $34,800, and for the deepest assistance under $20,900.
Counties covered: Shelby County.
Find income-based housing in this area
Nearby Iowa income-limit areas
Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.