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Cape Girardeau, MO-IL MSA Income Limits (2026)

These are HUD’s 2026 income limits for Cape Girardeau, MO-IL MSA (area median income $90,200). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.

Cape Girardeau, MO-IL MSA’s area median income of $90,200 ranks #45 of 83 HUD income-limit areas in Illinois, where area medians range from $65,900 to $135,800.

Household sizeExtremely Low
(30% AMI)
Very Low
(50% AMI)
Low
(80% AMI)
1 person$18,950$31,600$50,550
2 people$21,650$36,100$57,750
3 people$27,320$40,600$64,950
4 people$33,000$45,100$72,150
5 people$38,680$48,750$77,950
6 people$44,360$52,350$83,700
7 people$50,040$55,950$89,500
8 people$55,720$59,550$95,250

Across household sizes, the Very Low Income (50%) threshold in Cape Girardeau, MO-IL MSA runs from $31,600 for a single person up to $59,550 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $95,250 for a household of eight. These limits apply to 3 counties (Alexander County, Bollinger County, Cape Girardeau County).

Do you qualify?

Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Cape Girardeau, MO-IL MSA generally qualifies for income-based housing if it earns under $45,100, and for the deepest assistance under $33,000.

Frequently asked questions

What is the income limit for a family of four in Cape Girardeau, MO-IL MSA?

A four-person household generally qualifies at or below $45,100 (Very Low Income), with the deepest assistance under $33,000 (Extremely Low Income) and LIHTC units commonly at $72,150 (Low Income).

What is the income limit for one person in Cape Girardeau, MO-IL MSA?

A single-person household qualifies for most income-based programs at or below $31,600, and for the deepest assistance under $18,950.

Counties covered: Alexander County, Bollinger County, Cape Girardeau County.

Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.