St. Louis, MO-IL HUD Metro FMR Area Income Limits (2026)
These are HUD’s 2026 income limits for St. Louis, MO-IL HUD Metro FMR Area (area median income $113,500). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.
St. Louis, MO-IL HUD Metro FMR Area’s area median income of $113,500 ranks #7 of 83 HUD income-limit areas in Illinois, where area medians range from $65,900 to $135,800.
| Household size | Extremely Low (30% AMI) | Very Low (50% AMI) | Low (80% AMI) |
|---|---|---|---|
| 1 person | $23,850 | $39,750 | $63,600 |
| 2 people | $27,250 | $45,400 | $72,650 |
| 3 people | $30,650 | $51,100 | $81,750 |
| 4 people | $34,050 | $56,750 | $90,800 |
| 5 people | $38,680 | $61,300 | $98,100 |
| 6 people | $44,360 | $65,850 | $105,350 |
| 7 people | $50,040 | $70,400 | $112,600 |
| 8 people | $55,720 | $74,950 | $119,900 |
Across household sizes, the Very Low Income (50%) threshold in St. Louis, MO-IL HUD Metro FMR Area runs from $39,750 for a single person up to $74,950 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $119,900 for a household of eight. These limits apply to 14 counties (Calhoun County, Clinton County, Jersey County, Madison County, and more).
Do you qualify?
Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in St. Louis, MO-IL HUD Metro FMR Area generally qualifies for income-based housing if it earns under $56,750, and for the deepest assistance under $34,050.
Frequently asked questions
What is the income limit for a family of four in St. Louis, MO-IL HUD Metro FMR Area?
A four-person household generally qualifies at or below $56,750 (Very Low Income), with the deepest assistance under $34,050 (Extremely Low Income) and LIHTC units commonly at $90,800 (Low Income).
What is the income limit for one person in St. Louis, MO-IL HUD Metro FMR Area?
A single-person household qualifies for most income-based programs at or below $39,750, and for the deepest assistance under $23,850.
Counties covered: Calhoun County, Clinton County, Jersey County, Madison County, Monroe County, St. Clair County, Sullivan part, Franklin County, Jefferson County, Lincoln County, St. Charles County, St. Louis County, Warren County, St. Louis city.
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Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.