Cincinnati, OH-KY-IN HUD Metro FMR Area Income Limits (2026)
These are HUD’s 2026 income limits for Cincinnati, OH-KY-IN HUD Metro FMR Area (area median income $109,900). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.
Cincinnati, OH-KY-IN HUD Metro FMR Area’s area median income of $109,900 ranks #4 of 73 HUD income-limit areas in Indiana, where area medians range from $61,800 to $110,900.
| Household size | Extremely Low (30% AMI) | Very Low (50% AMI) | Low (80% AMI) |
|---|---|---|---|
| 1 person | $23,100 | $38,500 | $61,550 |
| 2 people | $26,400 | $44,000 | $70,350 |
| 3 people | $29,700 | $49,500 | $79,150 |
| 4 people | $33,000 | $54,950 | $87,900 |
| 5 people | $38,680 | $59,350 | $94,950 |
| 6 people | $44,360 | $63,750 | $102,000 |
| 7 people | $50,040 | $68,150 | $109,000 |
| 8 people | $55,720 | $72,550 | $116,050 |
Across household sizes, the Very Low Income (50%) threshold in Cincinnati, OH-KY-IN HUD Metro FMR Area runs from $38,500 for a single person up to $72,550 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $116,050 for a household of eight. These limits apply to 12 counties (Dearborn County, Ohio County, Boone County, Bracken County, and more).
Do you qualify?
Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Cincinnati, OH-KY-IN HUD Metro FMR Area generally qualifies for income-based housing if it earns under $54,950, and for the deepest assistance under $33,000.
Frequently asked questions
What is the income limit for a family of four in Cincinnati, OH-KY-IN HUD Metro FMR Area?
A four-person household generally qualifies at or below $54,950 (Very Low Income), with the deepest assistance under $33,000 (Extremely Low Income) and LIHTC units commonly at $87,900 (Low Income).
What is the income limit for one person in Cincinnati, OH-KY-IN HUD Metro FMR Area?
A single-person household qualifies for most income-based programs at or below $38,500, and for the deepest assistance under $23,100.
Counties covered: Dearborn County, Ohio County, Boone County, Bracken County, Campbell County, Gallatin County, Kenton County, Pendleton County, Butler County, Clermont County, Hamilton County, Warren County.
Find income-based housing in this area
Nearby Indiana income-limit areas
Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.