Shelby County, KY HUD Metro FMR Area Income Limits (2026)
These are HUD’s 2026 income limits for Shelby County, KY HUD Metro FMR Area (area median income $104,900). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.
Shelby County, KY HUD Metro FMR Area’s area median income of $104,900 ranks #1 of 99 HUD income-limit areas in Kentucky, where area medians range from $39,000 to $104,900.
| Household size | Extremely Low (30% AMI) | Very Low (50% AMI) | Low (80% AMI) |
|---|---|---|---|
| 1 person | $22,050 | $36,750 | $58,750 |
| 2 people | $25,200 | $42,000 | $67,150 |
| 3 people | $28,350 | $47,250 | $75,550 |
| 4 people | $33,000 | $52,450 | $83,900 |
| 5 people | $38,680 | $56,650 | $90,650 |
| 6 people | $44,360 | $60,850 | $97,350 |
| 7 people | $50,040 | $65,050 | $104,050 |
| 8 people | $55,720 | $69,250 | $110,750 |
Across household sizes, the Very Low Income (50%) threshold in Shelby County, KY HUD Metro FMR Area runs from $36,750 for a single person up to $69,250 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $110,750 for a household of eight. These limits apply to Shelby County.
Do you qualify?
Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Shelby County, KY HUD Metro FMR Area generally qualifies for income-based housing if it earns under $52,450, and for the deepest assistance under $33,000.
Frequently asked questions
What is the income limit for a family of four in Shelby County, KY HUD Metro FMR Area?
A four-person household generally qualifies at or below $52,450 (Very Low Income), with the deepest assistance under $33,000 (Extremely Low Income) and LIHTC units commonly at $83,900 (Low Income).
What is the income limit for one person in Shelby County, KY HUD Metro FMR Area?
A single-person household qualifies for most income-based programs at or below $36,750, and for the deepest assistance under $22,050.
Counties covered: Shelby County.
Find income-based housing in this area
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Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.