Springfield, MA MSA Income Limits (2026)
These are HUD’s 2026 income limits for Springfield, MA MSA (area median income $96,700). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.
Springfield, MA MSA’s area median income of $96,700 ranks #19 of 20 HUD income-limit areas in Massachusetts, where area medians range from $94,300 to $165,600.
| Household size | Extremely Low (30% AMI) | Very Low (50% AMI) | Low (80% AMI) |
|---|---|---|---|
| 1 person | $27,650 | $46,000 | $73,650 |
| 2 people | $31,600 | $52,550 | $84,200 |
| 3 people | $35,550 | $59,200 | $94,700 |
| 4 people | $39,450 | $65,750 | $105,200 |
| 5 people | $42,650 | $71,050 | $113,650 |
| 6 people | $45,800 | $76,300 | $122,050 |
| 7 people | $50,040 | $81,550 | $130,450 |
| 8 people | $55,720 | $86,800 | $138,900 |
Across household sizes, the Very Low Income (50%) threshold in Springfield, MA MSA runs from $46,000 for a single person up to $86,800 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $138,900 for a household of eight. These limits apply to Hampden County.
Do you qualify?
Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Springfield, MA MSA generally qualifies for income-based housing if it earns under $65,750, and for the deepest assistance under $39,450.
Frequently asked questions
What is the income limit for a family of four in Springfield, MA MSA?
A four-person household generally qualifies at or below $65,750 (Very Low Income), with the deepest assistance under $39,450 (Extremely Low Income) and LIHTC units commonly at $105,200 (Low Income).
What is the income limit for one person in Springfield, MA MSA?
A single-person household qualifies for most income-based programs at or below $46,000, and for the deepest assistance under $27,650.
Counties covered: Hampden County.
Find income-based housing in this area
Nearby Massachusetts income-limit areas
Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.