Baltimore-Columbia-Towson, MD MSA Income Limits (2026)
These are HUD’s 2026 income limits for Baltimore-Columbia-Towson, MD MSA (area median income $134,000). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.
Baltimore-Columbia-Towson, MD MSA’s area median income of $134,000 ranks #3 of 13 HUD income-limit areas in Maryland, where area medians range from $72,700 to $154,400.
| Household size | Extremely Low (30% AMI) | Very Low (50% AMI) | Low (80% AMI) |
|---|---|---|---|
| 1 person | $28,150 | $46,900 | $74,800 |
| 2 people | $32,200 | $53,600 | $85,450 |
| 3 people | $36,200 | $60,300 | $96,150 |
| 4 people | $40,200 | $67,000 | $106,800 |
| 5 people | $43,450 | $72,400 | $115,350 |
| 6 people | $46,650 | $77,750 | $123,900 |
| 7 people | $50,040 | $83,100 | $132,450 |
| 8 people | $55,720 | $88,450 | $141,000 |
Across household sizes, the Very Low Income (50%) threshold in Baltimore-Columbia-Towson, MD MSA runs from $46,900 for a single person up to $88,450 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $141,000 for a household of eight. These limits apply to 7 counties (Anne Arundel County, Baltimore County, Carroll County, Harford County, and more).
Do you qualify?
Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Baltimore-Columbia-Towson, MD MSA generally qualifies for income-based housing if it earns under $67,000, and for the deepest assistance under $40,200.
Frequently asked questions
What is the income limit for a family of four in Baltimore-Columbia-Towson, MD MSA?
A four-person household generally qualifies at or below $67,000 (Very Low Income), with the deepest assistance under $40,200 (Extremely Low Income) and LIHTC units commonly at $106,800 (Low Income).
What is the income limit for one person in Baltimore-Columbia-Towson, MD MSA?
A single-person household qualifies for most income-based programs at or below $46,900, and for the deepest assistance under $28,150.
Counties covered: Anne Arundel County, Baltimore County, Carroll County, Harford County, Howard County, Queen Anne's County, Baltimore city.
Find income-based housing in this area
Nearby Maryland income-limit areas
Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.