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St. Mary's County, MD HUD Metro FMR Area Income Limits (2026)

These are HUD’s 2026 income limits for St. Mary's County, MD HUD Metro FMR Area (area median income $154,400). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.

St. Mary's County, MD HUD Metro FMR Area’s area median income of $154,400 ranks #1 of 13 HUD income-limit areas in Maryland, where area medians range from $72,700 to $154,400.

Household sizeExtremely Low
(30% AMI)
Very Low
(50% AMI)
Low
(80% AMI)
1 person$29,750$49,600$74,800
2 people$34,000$56,650$85,450
3 people$38,250$63,750$96,150
4 people$42,500$70,800$106,800
5 people$45,900$76,500$115,350
6 people$49,300$82,150$123,900
7 people$52,700$87,800$132,450
8 people$56,100$93,500$141,000

Across household sizes, the Very Low Income (50%) threshold in St. Mary's County, MD HUD Metro FMR Area runs from $49,600 for a single person up to $93,500 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $141,000 for a household of eight. These limits apply to St. Mary's County.

Do you qualify?

Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in St. Mary's County, MD HUD Metro FMR Area generally qualifies for income-based housing if it earns under $70,800, and for the deepest assistance under $42,500.

Frequently asked questions

What is the income limit for a family of four in St. Mary's County, MD HUD Metro FMR Area?

A four-person household generally qualifies at or below $70,800 (Very Low Income), with the deepest assistance under $42,500 (Extremely Low Income) and LIHTC units commonly at $106,800 (Low Income).

What is the income limit for one person in St. Mary's County, MD HUD Metro FMR Area?

A single-person household qualifies for most income-based programs at or below $49,600, and for the deepest assistance under $29,750.

Counties covered: St. Mary's County.

Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.