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Raleigh-Cary, NC MSA Income Limits (2026)

These are HUD’s 2026 income limits for Raleigh-Cary, NC MSA (area median income $132,300). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.

Raleigh-Cary, NC MSA’s area median income of $132,300 ranks #1 of 83 HUD income-limit areas in North Carolina, where area medians range from $59,300 to $132,300.

Household sizeExtremely Low
(30% AMI)
Very Low
(50% AMI)
Low
(80% AMI)
1 person$27,800$46,350$74,100
2 people$31,800$52,950$84,700
3 people$35,750$59,550$95,300
4 people$39,700$66,150$105,850
5 people$42,900$71,450$114,350
6 people$46,100$76,750$122,800
7 people$50,040$82,050$131,300
8 people$55,720$87,350$139,750

Across household sizes, the Very Low Income (50%) threshold in Raleigh-Cary, NC MSA runs from $46,350 for a single person up to $87,350 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $139,750 for a household of eight. These limits apply to 3 counties (Franklin County, Johnston County, Wake County).

Do you qualify?

Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Raleigh-Cary, NC MSA generally qualifies for income-based housing if it earns under $66,150, and for the deepest assistance under $39,700.

Frequently asked questions

What is the income limit for a family of four in Raleigh-Cary, NC MSA?

A four-person household generally qualifies at or below $66,150 (Very Low Income), with the deepest assistance under $39,700 (Extremely Low Income) and LIHTC units commonly at $105,850 (Low Income).

What is the income limit for one person in Raleigh-Cary, NC MSA?

A single-person household qualifies for most income-based programs at or below $46,350, and for the deepest assistance under $27,800.

Counties covered: Franklin County, Johnston County, Wake County.

Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.