Wilmington, NC HUD Metro FMR Area Income Limits (2026)
These are HUD’s 2026 income limits for Wilmington, NC HUD Metro FMR Area (area median income $109,200). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.
Wilmington, NC HUD Metro FMR Area’s area median income of $109,200 ranks #6 of 83 HUD income-limit areas in North Carolina, where area medians range from $59,300 to $132,300.
| Household size | Extremely Low (30% AMI) | Very Low (50% AMI) | Low (80% AMI) |
|---|---|---|---|
| 1 person | $22,950 | $38,250 | $61,150 |
| 2 people | $26,200 | $43,700 | $69,900 |
| 3 people | $29,500 | $49,150 | $78,650 |
| 4 people | $33,000 | $54,600 | $87,350 |
| 5 people | $38,680 | $59,000 | $94,350 |
| 6 people | $44,360 | $63,350 | $101,350 |
| 7 people | $50,040 | $67,750 | $108,350 |
| 8 people | $55,720 | $72,100 | $115,350 |
Across household sizes, the Very Low Income (50%) threshold in Wilmington, NC HUD Metro FMR Area runs from $38,250 for a single person up to $72,100 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $115,350 for a household of eight. These limits apply to New Hanover County.
Do you qualify?
Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Wilmington, NC HUD Metro FMR Area generally qualifies for income-based housing if it earns under $54,600, and for the deepest assistance under $33,000.
Frequently asked questions
What is the income limit for a family of four in Wilmington, NC HUD Metro FMR Area?
A four-person household generally qualifies at or below $54,600 (Very Low Income), with the deepest assistance under $33,000 (Extremely Low Income) and LIHTC units commonly at $87,350 (Low Income).
What is the income limit for one person in Wilmington, NC HUD Metro FMR Area?
A single-person household qualifies for most income-based programs at or below $38,250, and for the deepest assistance under $22,950.
Counties covered: New Hanover County.
Find income-based housing in this area
Nearby North Carolina income-limit areas
Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.