Santa Fe, NM MSA Income Limits (2026)
These are HUD’s 2026 income limits for Santa Fe, NM MSA (area median income $118,600). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.
Santa Fe, NM MSA’s area median income of $118,600 ranks #2 of 30 HUD income-limit areas in New Mexico, where area medians range from $48,300 to $182,500.
| Household size | Extremely Low (30% AMI) | Very Low (50% AMI) | Low (80% AMI) |
|---|---|---|---|
| 1 person | $23,000 | $38,300 | $61,250 |
| 2 people | $26,250 | $43,750 | $70,000 |
| 3 people | $29,550 | $49,250 | $78,750 |
| 4 people | $33,000 | $54,700 | $87,500 |
| 5 people | $38,680 | $59,100 | $94,500 |
| 6 people | $44,360 | $63,500 | $101,500 |
| 7 people | $50,040 | $67,850 | $108,500 |
| 8 people | $55,720 | $72,250 | $115,500 |
Across household sizes, the Very Low Income (50%) threshold in Santa Fe, NM MSA runs from $38,300 for a single person up to $72,250 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $115,500 for a household of eight. These limits apply to Santa Fe County.
Do you qualify?
Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Santa Fe, NM MSA generally qualifies for income-based housing if it earns under $54,700, and for the deepest assistance under $33,000.
Frequently asked questions
What is the income limit for a family of four in Santa Fe, NM MSA?
A four-person household generally qualifies at or below $54,700 (Very Low Income), with the deepest assistance under $33,000 (Extremely Low Income) and LIHTC units commonly at $87,500 (Low Income).
What is the income limit for one person in Santa Fe, NM MSA?
A single-person household qualifies for most income-based programs at or below $38,300, and for the deepest assistance under $23,000.
Counties covered: Santa Fe County.
Find income-based housing in this area
Nearby New Mexico income-limit areas
Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.