Cotton County, OK HUD Metro FMR Area Income Limits (2026)
These are HUD’s 2026 income limits for Cotton County, OK HUD Metro FMR Area (area median income $84,500). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.
Cotton County, OK HUD Metro FMR Area’s area median income of $84,500 ranks #14 of 68 HUD income-limit areas in Oklahoma, where area medians range from $55,300 to $99,100.
| Household size | Extremely Low (30% AMI) | Very Low (50% AMI) | Low (80% AMI) |
|---|---|---|---|
| 1 person | $17,750 | $29,600 | $47,350 |
| 2 people | $21,640 | $33,800 | $54,100 |
| 3 people | $27,320 | $38,050 | $60,850 |
| 4 people | $33,000 | $42,250 | $67,600 |
| 5 people | $38,680 | $45,650 | $73,050 |
| 6 people | $44,360 | $49,050 | $78,450 |
| 7 people | $50,040 | $52,400 | $83,850 |
| 8 people | $55,720 | $55,800 | $89,250 |
Across household sizes, the Very Low Income (50%) threshold in Cotton County, OK HUD Metro FMR Area runs from $29,600 for a single person up to $55,800 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $89,250 for a household of eight. These limits apply to Cotton County.
Do you qualify?
Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Cotton County, OK HUD Metro FMR Area generally qualifies for income-based housing if it earns under $42,250, and for the deepest assistance under $33,000.
Frequently asked questions
What is the income limit for a family of four in Cotton County, OK HUD Metro FMR Area?
A four-person household generally qualifies at or below $42,250 (Very Low Income), with the deepest assistance under $33,000 (Extremely Low Income) and LIHTC units commonly at $67,600 (Low Income).
What is the income limit for one person in Cotton County, OK HUD Metro FMR Area?
A single-person household qualifies for most income-based programs at or below $29,600, and for the deepest assistance under $17,750.
Counties covered: Cotton County.
Find income-based housing in this area
Nearby Oklahoma income-limit areas
Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.