Rapid City, SD HUD Metro FMR Area Income Limits (2026)
These are HUD’s 2026 income limits for Rapid City, SD HUD Metro FMR Area (area median income $101,300). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.
Rapid City, SD HUD Metro FMR Area’s area median income of $101,300 ranks #23 of 62 HUD income-limit areas in South Dakota, where area medians range from $35,700 to $119,800.
| Household size | Extremely Low (30% AMI) | Very Low (50% AMI) | Low (80% AMI) |
|---|---|---|---|
| 1 person | $21,300 | $35,500 | $56,750 |
| 2 people | $24,350 | $40,550 | $64,850 |
| 3 people | $27,400 | $45,600 | $72,950 |
| 4 people | $33,000 | $50,650 | $81,050 |
| 5 people | $38,680 | $54,750 | $87,550 |
| 6 people | $44,360 | $58,800 | $94,050 |
| 7 people | $50,040 | $62,850 | $100,550 |
| 8 people | $55,720 | $66,900 | $107,000 |
Across household sizes, the Very Low Income (50%) threshold in Rapid City, SD HUD Metro FMR Area runs from $35,500 for a single person up to $66,900 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $107,000 for a household of eight. These limits apply to Pennington County.
Do you qualify?
Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Rapid City, SD HUD Metro FMR Area generally qualifies for income-based housing if it earns under $50,650, and for the deepest assistance under $33,000.
Frequently asked questions
What is the income limit for a family of four in Rapid City, SD HUD Metro FMR Area?
A four-person household generally qualifies at or below $50,650 (Very Low Income), with the deepest assistance under $33,000 (Extremely Low Income) and LIHTC units commonly at $81,050 (Low Income).
What is the income limit for one person in Rapid City, SD HUD Metro FMR Area?
A single-person household qualifies for most income-based programs at or below $35,500, and for the deepest assistance under $21,300.
Counties covered: Pennington County.
Find income-based housing in this area
Nearby South Dakota income-limit areas
Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.