Affordable & Income-Based Housing in Ashland

Affordability in Ashland, KY

According to Census ACS 5-Year data (2024), the median gross rent in Ashland is $872 per month and the median household income is $52,715 per year. About 40% of Ashland residents rent their homes, reflecting a substantial renter population that may benefit from the city's income-based and HUD-assisted housing options.

Safety

According to the Ashland Police Department's data reported to the FBI Crime Data Explorer, Ashland had a violent crime rate of 205 per 100,000 residents in 2024. Crime rates are not directly comparable across cities due to differences in reporting practices and local definitions.

For flood risk, 1 of the 7 HUD-assisted properties in Ashland is mapped in a high-risk flood zone. Renters may want to ask about flood insurance options before signing a lease.

Getting Around Ashland

According to Walk Score, the area around assisted properties in Ashland scores a 37 out of 100 (Car-Dependent), with a Bike Score of 13 out of 100. Most errands and trips will likely require a car. No Transit Score was available.

Schools

According to NCES Common Core of Data, 22 schools across 4 districts serve Ashland, including 10 elementary, 2 middle, 8 high schools, and 2 other schools. Ratings and programs vary by school and district, so renters should check the assigned schools for their specific address.

Cost of Living in Ashland, KY

The median household income in Ashland is $52,715 annually, according to Census ACS 5-Year estimates. The median gross rent is $872 per month, also per Census ACS 5-Year data.

About 40% of Ashland households rent their homes, according to Census ACS 5-Year estimates, reflecting a solid base of rental demand in the city.

Income-based housing programs -- including HUD-assisted and LIHTC properties -- tie rent to a percentage of household income, which can make monthly costs significantly lower than the citywide median for qualifying renters.

Environment & Flood Risk

Of the 7 HUD-assisted properties in Ashland mapped for flood risk, 1 falls within a high-risk flood zone. If flood exposure is a concern, ask a specific property's management whether it carries flood insurance or has flood mitigation measures in place.