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Affordable & Income-Based Housing in Florence

Florence, KY has 16 affordable and income-based rental properties offering 1,045 units across the city. With a median market rent of $1,329 per month (Census ACS 5-Year), these income-based options can make a meaningful difference for cost-conscious renters. Of the properties with available inspection records, all six scored in the excellent range, suggesting well-maintained housing stock.

16
Properties
1,045
Total units
96/100
Avg HUD score

At a glance

🏠 Affordability
$1,329/mo

Affordability in Florence, KY

Florence has a median gross rent of $1,329 per month and a median household income of $71,003, with 42% of residents renting their homes, according to the Census ACS 5-Year estimates (2024). Income-based housing programs in the city can offer rents well below that market median for eligible households.

Census ACS 5-Year
🛡️ Safety
232 / 100k · 2024

Safety

According to the Florence Police Department's data reported to the FBI Crime Data Explorer, Florence had a violent crime rate of 232 per 100,000 residents in 2024. Keep in mind that crime rates are not directly comparable across cities due to differences in reporting practices and local definitions.

FBI Crime Data Explorer
🚶 Getting around
Walk Score 39 · Car-Dependent

Getting Around Florence

According to Walk Score, the area around assisted properties in Florence rates 39 (Car-Dependent) for walkability, 31 (Some Transit) for public transit, and 38 for bikeability. Most errands and commutes will require a car.

Walk Score
🎓 Schools
9 schools · 1 districts

Schools

According to the NCES Common Core of Data, 9 public schools across 1 district serve Florence, including 5 elementary, 2 middle, and 2 high schools. Quality and programs vary by school, so renters should check the assigned schools for any specific address they are considering.

NCES Common Core of Data
📊 Cost of living
$71,003 median income

Cost of Living in Florence, KY

The median household income in Florence is $71,003 per year, according to the Census ACS 5-Year estimate. The median market rent is $1,329 per month, also per Census ACS 5-Year data.

Affordable and income-based housing in Florence can help renters whose income falls within program limits keep housing costs manageable relative to local market rates. Lease Lantern lists 6 HUD-assisted or income-restricted properties covering 338 units across the city.

Census ACS 5-Year
🌊 Environment & risk

Flood and Environmental Exposure

All 6 HUD-assisted properties in Florence were mapped for flood risk, and none are located in a high-risk flood zone. Flood exposure among assisted housing here is low.

FEMA · EPA AirNow
HUD Inspection Scoresavg 96/100(6 of 16 scored)
90+ (6)No score (10)

16 properties on the map

Top-rated properties

Browse all 16 affordable apartments in Florence→

Other cities in KY

› Affordable housing in Ashland› Barbourville income-based apartments› Income-restricted rentals in Bardstown› Benton affordable apartments› HUD & Section 8 housing in Bowling Green› Affordable housing in Campbellsville› Corbin income-based apartments› Income-restricted rentals in Covington› Elizabethtown affordable apartments› HUD & Section 8 housing in Frankfort› Affordable housing in Henderson› Hopkinsville income-based apartments

Your rights & resources

› How HUD & Section 8 housing works› Tenant rights in KY› Housing assistance & waitlists› Free legal aid (LawHelp)› Energy bill help (LIHEAP)

Read more

About Affordable Housing in Florence, KY

Florence is a mid-sized city in northern Kentucky with a notably strong track record in HUD-assisted housing quality. All 6 assisted properties in the city earned an average HUD inspection score of 96, and every one landed in the excellent range -- a sign that affordable housing here is consistently well-maintained.

Renters make up 42 percent of Florence households, according to the Census ACS 5-Year data (as of 2024). The citywide median rent is $1,329 per month and the median household income is $71,003 annually, both per Census ACS 5-Year estimates as of 2024.

Getting Around Florence

Florence is largely car-dependent. According to Walk Score, the city scores 39 for walkability, 31 for transit (described as "Some Transit"), and 38 for bikeability -- so having access to a vehicle will make daily errands significantly easier for most residents.

Flood Risk

None of the 6 mapped assisted properties in Florence fall in a high-risk flood zone, which is a reassuring finding for prospective renters concerned about flood exposure.

Schools

Florence is served by 1 school district with 9 public schools, including 5 elementary schools, 2 middle schools, and 2 high schools, according to NCES Common Core of Data.

Safety

According to FBI Crime Data Explorer data reported by the Florence Police Department, the city recorded a violent crime rate of 226 per 100,000 residents in 2024.

Eligibility & how to apply

Kentucky income limits (2026)Kentucky public housing authoritiesSection 8 waitlists in Kentucky

Helpful guides

How Section 8 Vouchers WorkWhat Is Income-Based Housing?How to Apply for Affordable HousingSection 8 vs. LIHTCUnderstanding HUD Inspection ScoresHow Affordable Housing Waitlists Work
Research: what 22,600 HUD inspection scores reveal →