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Affordable & Income-Based Housing in Springfield

Affordable Housing in Springfield, MA

Springfield has 91 income-based rental properties offering 8,627 units across the city, making it one of the more substantial affordable housing markets in Massachusetts. With a median market rent of $1,144 per month (Census ACS 5-Year) and half of residents renting, income-based options here can provide meaningful relief for cost-burdened households.

91
Properties
8,627
Total units
90/100
Avg HUD score

At a glance

🏠 Affordability
$1,144/mo

Affordability

According to Census ACS 5-Year data (as of 2024), the median monthly rent in Springfield is $1,144, median household income is $52,656 per year, and renters make up 50% of households. With 5,767 HUD-assisted and income-based units across 55 properties, Springfield has a substantial stock of subsidized housing that can help bridge the gap between market rents and what many residents can afford.

Census ACS 5-Year
🛡️ Safety
892 / 100k · 2024

Safety

According to the Springfield Police Department's FBI-reported data, Springfield had a violent crime rate of 892 per 100,000 residents in 2024 (FBI Crime Data Explorer). Crime rates are not directly comparable across cities due to differences in reporting methods and local definitions.

FBI Crime Data Explorer
🚶 Getting around
Walk Score 82 · Very Walkable

Getting Around Springfield

According to Walk Score, the areas around assisted properties in Springfield average a Walk Score of 82 (Very Walkable), a Transit Score of 58 (Good Transit), and a Bike Score of 60. These scores reflect conditions near the assisted housing locations, not the city as a whole.

Walk Score
🎓 Schools
71 schools · 8 districts

Schools

Springfield is served by 71 schools across 8 districts, including 37 elementary, 15 middle, and 18 high schools, plus 1 other, according to NCES Common Core of Data. Quality and programs vary by school and district, so renters should check the assigned schools for a specific address before deciding.

NCES Common Core of Data
📊 Cost of living
$52,656 median income

Cost of Living & Affordability

The median household income in Springfield is $52,656 per year, according to Census ACS 5-Year data. The median asking rent citywide is $1,144 per month, also per Census ACS 5-Year estimates.

Income-based housing can make a significant difference here. HUD-assisted and LIHTC properties tie rent to a percentage of your income or to local income limits, which may result in costs well below the citywide median rent.

  • Median household income: $52,656/year (Census ACS 5-Year)
  • Median market rent: $1,144/month (Census ACS 5-Year)
  • Renter households: 50% of Springfield residents rent (Census ACS 5-Year)
  • Affordable units tracked on Lease Lantern: 5,767 across 55 properties
Census ACS 5-Year
🌊 Environment & risk

Flood and Environmental Exposure

All 55 HUD-assisted properties in Springfield were mapped for flood risk. None are located in a high-risk flood zone, which is a reassuring baseline for renters concerned about flood exposure.

FEMA · EPA AirNow
HUD Inspection Scoresavg 90/100(52 of 91 scored)
90+ (35)70–89 (14)60–69 (2)<60 (1)No score (39)

91 properties on the map

Top-rated properties

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About Affordable Housing in Springfield, MA

Springfield is one of western Massachusetts's largest cities and a significant hub for income-based rental housing, with 55 HUD-assisted and LIHTC properties offering 5,767 assisted units across the city. Half of all households here rent their homes, according to Census ACS 5-Year data, making access to affordable options especially important in this community.

The city scores well on walkability and transit. According to Walk Score, Springfield earns an 82 ("Very Walkable") and a 58 ("Good Transit"), meaning many residents can handle daily errands and get around without a car. The median asking rent citywide is $1,144 per month and the median household income is $52,656 per year, according to Census ACS 5-Year data, which helps illustrate why assisted housing plays a meaningful role here.

Of the 52 properties with available HUD inspection scores, 35 carry an "Excellent" rating and 14 a "Good" rating. None of the 55 mapped properties fall in a high-risk flood zone, according to HUD-assisted property data.

Springfield is served by 71 public schools across 8 districts, including 37 elementary, 15 middle, and 18 high schools, according to NCES Common Core of Data.

A Closer Look at Springfield

Eligibility & how to apply

Helpful guides

Research: what 22,600 HUD inspection scores reveal →