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Affordable & Income-Based Housing in Utica

Utica, NY has 30 affordable and income-based rental properties with nearly 1,905 units across the city. With a median market rent of $951 per month (Census ACS 5-Year), income-based housing can offer meaningful savings for eligible renters. Half of Utica households rent, making this a well-established rental market with a range of assisted options to explore.

30
Properties
1,905
Total units
92/100
Avg HUD score

At a glance

🏠 Affordability
$951/mo

Affordability in Utica, NY

According to Census ACS 5-Year data (as of 2024), the median gross rent in Utica is $951 per month and the median household income is $52,484 per year, with renters making up 50% of all households. These figures help put the cost of assisted housing in context for residents exploring income-based options in the city.

Census ACS 5-Year
🛡️ Safety
537 / 100k · 2024

Safety

According to the Utica Police Department's data reported to the FBI Crime Data Explorer, Utica had a violent crime rate of 537 per 100,000 residents in 2024. Crime rates are not directly comparable across cities due to differences in reporting practices and local definitions.

FBI Crime Data Explorer
🚶 Getting around
Walk Score 86 · Very Walkable

Getting Around Utica

According to Walk Score, the areas around assisted properties in Utica average a Walk Score of 86 (Very Walkable) and a Bike Score of 51. No Transit Score was provided.

Walk Score
🎓 Schools
15 schools · 3 districts

Schools

Utica is served by 15 public schools across 3 districts, including 11 elementary, 2 middle, and 2 high schools, according to NCES Common Core of Data. Quality and programs vary by school and district, so renters should look up the assigned schools for any specific address they are considering.

NCES Common Core of Data
📊 Cost of living
$52,484 median income

Cost of Renting in Utica, NY

The median household income in Utica is $52,484 per year, according to Census ACS 5-Year data. The citywide median rent is $951 per month, according to the same source.

Income-based and HUD-assisted housing in Utica can offer rents significantly below that median, with eligibility typically tied to a percentage of the Area Median Income (AMI) set by HUD.

  • Median household income: $52,484/year (Census ACS 5-Year)
  • Median rent (all rentals): $951/month (Census ACS 5-Year)
  • Renter households: 50% of Utica residents rent their homes (Census ACS 5-Year)
  • Affordable units tracked on Lease Lantern: 1,047 across 12 properties
Census ACS 5-Year
🌊 Environment & risk

Environmental Exposure

Of the 12 HUD-assisted properties in Utica, 1 is located in a high-risk flood zone. Flood exposure across this portfolio is limited overall.

FEMA · EPA AirNow
HUD Inspection Scoresavg 92/100(12 of 30 scored)
90+ (9)70–89 (3)No score (18)

30 properties on the map

Top-rated properties

Browse all 30 affordable apartments in Utica

Other cities in NY

Your rights & resources

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About Affordable Housing in Utica, NY

Utica is a renter-majority city, with 50 percent of households renting according to Census ACS 5-Year data. The city's median rent sits at $951 per month and median household income at $52,484 per year, also per Census ACS 5-Year figures, giving helpful context for understanding affordability across the area.

Utica scores an 86 ("Very Walkable") according to Walk Score, making it easier for residents without a car to get around day to day.

Lease Lantern tracks 12 HUD-assisted or income-based properties in Utica, covering 1,047 units. Of the 12 properties with inspection scores, 9 rated excellent and 3 rated good, with none falling into fair or poor categories, according to HUD inspection data. On flood risk, 1 of the 12 mapped properties carries a high-risk designation.

Eligibility & how to apply

Helpful guides

Research: what 22,600 HUD inspection scores reveal →