Florence-Muscle Shoals, AL MSA Income Limits (2026)
These are HUD’s 2026 income limits for Florence-Muscle Shoals, AL MSA (area median income $95,900). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.
Florence-Muscle Shoals, AL MSA’s area median income of $95,900 ranks #5 of 55 HUD income-limit areas in Alabama, where area medians range from $41,500 to $115,100.
| Household size | Extremely Low (30% AMI) | Very Low (50% AMI) | Low (80% AMI) |
|---|---|---|---|
| 1 person | $19,050 | $31,700 | $50,750 |
| 2 people | $21,800 | $36,250 | $58,000 |
| 3 people | $27,320 | $40,800 | $65,250 |
| 4 people | $33,000 | $45,300 | $72,450 |
| 5 people | $38,680 | $48,950 | $78,250 |
| 6 people | $44,360 | $52,550 | $84,050 |
| 7 people | $50,040 | $56,200 | $89,850 |
| 8 people | $55,720 | $59,800 | $95,650 |
Across household sizes, the Very Low Income (50%) threshold in Florence-Muscle Shoals, AL MSA runs from $31,700 for a single person up to $59,800 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $95,650 for a household of eight. These limits apply to 2 counties (Colbert County, Lauderdale County).
Do you qualify?
Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Florence-Muscle Shoals, AL MSA generally qualifies for income-based housing if it earns under $45,300, and for the deepest assistance under $33,000.
Frequently asked questions
What is the income limit for a family of four in Florence-Muscle Shoals, AL MSA?
A four-person household generally qualifies at or below $45,300 (Very Low Income), with the deepest assistance under $33,000 (Extremely Low Income) and LIHTC units commonly at $72,450 (Low Income).
What is the income limit for one person in Florence-Muscle Shoals, AL MSA?
A single-person household qualifies for most income-based programs at or below $31,700, and for the deepest assistance under $19,050.
Counties covered: Colbert County, Lauderdale County.
Find income-based housing in this area
Nearby Alabama income-limit areas
Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.