Gadsden, AL MSA Income Limits (2026)
These are HUD’s 2026 income limits for Gadsden, AL MSA (area median income $78,600). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.
Gadsden, AL MSA’s area median income of $78,600 ranks #19 of 55 HUD income-limit areas in Alabama, where area medians range from $41,500 to $115,100.
| Household size | Extremely Low (30% AMI) | Very Low (50% AMI) | Low (80% AMI) |
|---|---|---|---|
| 1 person | $16,550 | $27,550 | $44,050 |
| 2 people | $21,640 | $31,450 | $50,350 |
| 3 people | $27,320 | $35,400 | $56,650 |
| 4 people | $33,000 | $39,300 | $62,900 |
| 5 people | $38,680 | $42,450 | $67,950 |
| 6 people | $44,360 | $45,600 | $73,000 |
| 7 people | $48,750 | $48,750 | $78,000 |
| 8 people | $51,900 | $51,900 | $83,050 |
Across household sizes, the Very Low Income (50%) threshold in Gadsden, AL MSA runs from $27,550 for a single person up to $51,900 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $83,050 for a household of eight. These limits apply to Etowah County.
Do you qualify?
Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Gadsden, AL MSA generally qualifies for income-based housing if it earns under $39,300, and for the deepest assistance under $33,000.
Frequently asked questions
What is the income limit for a family of four in Gadsden, AL MSA?
A four-person household generally qualifies at or below $39,300 (Very Low Income), with the deepest assistance under $33,000 (Extremely Low Income) and LIHTC units commonly at $62,900 (Low Income).
What is the income limit for one person in Gadsden, AL MSA?
A single-person household qualifies for most income-based programs at or below $27,550, and for the deepest assistance under $16,550.
Counties covered: Etowah County.
Find income-based housing in this area
Nearby Alabama income-limit areas
Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.