Lakeland-Winter Haven, FL MSA Income Limits (2026)
These are HUD’s 2026 income limits for Lakeland-Winter Haven, FL MSA (area median income $83,900). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.
Lakeland-Winter Haven, FL MSA’s area median income of $83,900 ranks #27 of 52 HUD income-limit areas in Florida, where area medians range from $58,500 to $129,600.
| Household size | Extremely Low (30% AMI) | Very Low (50% AMI) | Low (80% AMI) |
|---|---|---|---|
| 1 person | $18,350 | $30,600 | $48,900 |
| 2 people | $21,640 | $34,950 | $55,900 |
| 3 people | $27,320 | $39,300 | $62,900 |
| 4 people | $33,000 | $43,650 | $69,850 |
| 5 people | $38,680 | $47,150 | $75,450 |
| 6 people | $44,360 | $50,650 | $81,050 |
| 7 people | $50,040 | $54,150 | $86,650 |
| 8 people | $55,720 | $57,650 | $92,250 |
Across household sizes, the Very Low Income (50%) threshold in Lakeland-Winter Haven, FL MSA runs from $30,600 for a single person up to $57,650 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $92,250 for a household of eight. These limits apply to Polk County.
Do you qualify?
Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Lakeland-Winter Haven, FL MSA generally qualifies for income-based housing if it earns under $43,650, and for the deepest assistance under $33,000.
Frequently asked questions
What is the income limit for a family of four in Lakeland-Winter Haven, FL MSA?
A four-person household generally qualifies at or below $43,650 (Very Low Income), with the deepest assistance under $33,000 (Extremely Low Income) and LIHTC units commonly at $69,850 (Low Income).
What is the income limit for one person in Lakeland-Winter Haven, FL MSA?
A single-person household qualifies for most income-based programs at or below $30,600, and for the deepest assistance under $18,350.
Counties covered: Polk County.
Find income-based housing in this area
Nearby Florida income-limit areas
Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.