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Naples-Marco Island, FL MSA Income Limits (2026)

These are HUD’s 2026 income limits for Naples-Marco Island, FL MSA (area median income $121,000). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.

Naples-Marco Island, FL MSA’s area median income of $121,000 ranks #2 of 52 HUD income-limit areas in Florida, where area medians range from $58,500 to $129,600.

Household sizeExtremely Low
(30% AMI)
Very Low
(50% AMI)
Low
(80% AMI)
1 person$25,450$42,350$67,800
2 people$29,050$48,400$77,450
3 people$32,700$54,450$87,150
4 people$36,300$60,500$96,800
5 people$39,250$65,350$104,550
6 people$44,360$70,200$112,300
7 people$50,040$75,050$120,050
8 people$55,720$79,900$127,800

Across household sizes, the Very Low Income (50%) threshold in Naples-Marco Island, FL MSA runs from $42,350 for a single person up to $79,900 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $127,800 for a household of eight. These limits apply to Collier County.

Do you qualify?

Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Naples-Marco Island, FL MSA generally qualifies for income-based housing if it earns under $60,500, and for the deepest assistance under $36,300.

Frequently asked questions

What is the income limit for a family of four in Naples-Marco Island, FL MSA?

A four-person household generally qualifies at or below $60,500 (Very Low Income), with the deepest assistance under $36,300 (Extremely Low Income) and LIHTC units commonly at $96,800 (Low Income).

What is the income limit for one person in Naples-Marco Island, FL MSA?

A single-person household qualifies for most income-based programs at or below $42,350, and for the deepest assistance under $25,450.

Counties covered: Collier County.

Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.