Montgomery County, IA Income Limits (2026)
These are HUD’s 2026 income limits for Montgomery County, IA (area median income $86,800). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.
Montgomery County, IA’s area median income of $86,800 ranks #72 of 91 HUD income-limit areas in Iowa, where area medians range from $71,900 to $122,400.
| Household size | Extremely Low (30% AMI) | Very Low (50% AMI) | Low (80% AMI) |
|---|---|---|---|
| 1 person | $19,800 | $32,950 | $52,750 |
| 2 people | $22,600 | $37,650 | $60,250 |
| 3 people | $27,320 | $42,350 | $67,800 |
| 4 people | $33,000 | $47,050 | $75,300 |
| 5 people | $38,680 | $50,850 | $81,350 |
| 6 people | $44,360 | $54,600 | $87,350 |
| 7 people | $50,040 | $58,350 | $93,400 |
| 8 people | $55,720 | $62,150 | $99,400 |
Across household sizes, the Very Low Income (50%) threshold in Montgomery County, IA runs from $32,950 for a single person up to $62,150 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $99,400 for a household of eight. These limits apply to Montgomery County.
Do you qualify?
Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Montgomery County, IA generally qualifies for income-based housing if it earns under $47,050, and for the deepest assistance under $33,000.
Frequently asked questions
What is the income limit for a family of four in Montgomery County, IA?
A four-person household generally qualifies at or below $47,050 (Very Low Income), with the deepest assistance under $33,000 (Extremely Low Income) and LIHTC units commonly at $75,300 (Low Income).
What is the income limit for one person in Montgomery County, IA?
A single-person household qualifies for most income-based programs at or below $32,950, and for the deepest assistance under $19,800.
Counties covered: Montgomery County.
Find income-based housing in this area
Nearby Iowa income-limit areas
Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.