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Omaha-Council Bluffs, NE-IA HUD Metro FMR Area Income Limits (2026)

These are HUD’s 2026 income limits for Omaha-Council Bluffs, NE-IA HUD Metro FMR Area (area median income $114,000). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.

Omaha-Council Bluffs, NE-IA HUD Metro FMR Area’s area median income of $114,000 ranks #4 of 91 HUD income-limit areas in Iowa, where area medians range from $71,900 to $122,400.

Household sizeExtremely Low
(30% AMI)
Very Low
(50% AMI)
Low
(80% AMI)
1 person$23,950$39,900$63,850
2 people$27,400$45,600$73,000
3 people$30,800$51,300$82,100
4 people$34,200$57,000$91,200
5 people$38,680$61,600$98,500
6 people$44,360$66,150$105,800
7 people$50,040$70,700$113,100
8 people$55,720$75,250$120,400

Across household sizes, the Very Low Income (50%) threshold in Omaha-Council Bluffs, NE-IA HUD Metro FMR Area runs from $39,900 for a single person up to $75,250 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $120,400 for a household of eight. These limits apply to 7 counties (Harrison County, Mills County, Pottawattamie County, Cass County, and more).

Do you qualify?

Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Omaha-Council Bluffs, NE-IA HUD Metro FMR Area generally qualifies for income-based housing if it earns under $57,000, and for the deepest assistance under $34,200.

Frequently asked questions

What is the income limit for a family of four in Omaha-Council Bluffs, NE-IA HUD Metro FMR Area?

A four-person household generally qualifies at or below $57,000 (Very Low Income), with the deepest assistance under $34,200 (Extremely Low Income) and LIHTC units commonly at $91,200 (Low Income).

What is the income limit for one person in Omaha-Council Bluffs, NE-IA HUD Metro FMR Area?

A single-person household qualifies for most income-based programs at or below $39,900, and for the deepest assistance under $23,950.

Counties covered: Harrison County, Mills County, Pottawattamie County, Cass County, Douglas County, Sarpy County, Washington County.

Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.