Cleveland, TN MSA Income Limits (2026)
These are HUD’s 2026 income limits for Cleveland, TN MSA (area median income $91,700). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.
Cleveland, TN MSA’s area median income of $91,700 ranks #6 of 69 HUD income-limit areas in Tennessee, where area medians range from $44,300 to $116,100.
| Household size | Extremely Low (30% AMI) | Very Low (50% AMI) | Low (80% AMI) |
|---|---|---|---|
| 1 person | $19,200 | $31,950 | $51,100 |
| 2 people | $21,950 | $36,500 | $58,400 |
| 3 people | $27,320 | $41,050 | $65,700 |
| 4 people | $33,000 | $45,650 | $73,000 |
| 5 people | $38,680 | $49,250 | $78,850 |
| 6 people | $44,360 | $52,950 | $84,700 |
| 7 people | $50,040 | $56,550 | $90,550 |
| 8 people | $55,720 | $60,250 | $96,400 |
Across household sizes, the Very Low Income (50%) threshold in Cleveland, TN MSA runs from $31,950 for a single person up to $60,250 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $96,400 for a household of eight. These limits apply to 2 counties (Bradley County, Polk County).
Do you qualify?
Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Cleveland, TN MSA generally qualifies for income-based housing if it earns under $45,650, and for the deepest assistance under $33,000.
Frequently asked questions
What is the income limit for a family of four in Cleveland, TN MSA?
A four-person household generally qualifies at or below $45,650 (Very Low Income), with the deepest assistance under $33,000 (Extremely Low Income) and LIHTC units commonly at $73,000 (Low Income).
What is the income limit for one person in Cleveland, TN MSA?
A single-person household qualifies for most income-based programs at or below $31,950, and for the deepest assistance under $19,200.
Counties covered: Bradley County, Polk County.
Find income-based housing in this area
Nearby Tennessee income-limit areas
Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.