Cumberland County, TN Income Limits (2026)
These are HUD’s 2026 income limits for Cumberland County, TN (area median income $78,200). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.
Cumberland County, TN’s area median income of $78,200 ranks #29 of 69 HUD income-limit areas in Tennessee, where area medians range from $44,300 to $116,100.
| Household size | Extremely Low (30% AMI) | Very Low (50% AMI) | Low (80% AMI) |
|---|---|---|---|
| 1 person | $16,450 | $27,400 | $43,800 |
| 2 people | $21,640 | $31,300 | $50,050 |
| 3 people | $27,320 | $35,200 | $56,300 |
| 4 people | $33,000 | $39,100 | $62,550 |
| 5 people | $38,680 | $42,250 | $67,600 |
| 6 people | $44,360 | $45,400 | $72,600 |
| 7 people | $48,500 | $48,500 | $77,600 |
| 8 people | $51,650 | $51,650 | $82,600 |
Across household sizes, the Very Low Income (50%) threshold in Cumberland County, TN runs from $27,400 for a single person up to $51,650 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $82,600 for a household of eight. These limits apply to Cumberland County.
Do you qualify?
Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Cumberland County, TN generally qualifies for income-based housing if it earns under $39,100, and for the deepest assistance under $33,000.
Frequently asked questions
What is the income limit for a family of four in Cumberland County, TN?
A four-person household generally qualifies at or below $39,100 (Very Low Income), with the deepest assistance under $33,000 (Extremely Low Income) and LIHTC units commonly at $62,550 (Low Income).
What is the income limit for one person in Cumberland County, TN?
A single-person household qualifies for most income-based programs at or below $27,400, and for the deepest assistance under $16,450.
Counties covered: Cumberland County.
Find income-based housing in this area
Nearby Tennessee income-limit areas
Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.