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Atlantic City-Hammonton, NJ HUD Metro FMR Area Income Limits (2026)

These are HUD’s 2026 income limits for Atlantic City-Hammonton, NJ HUD Metro FMR Area (area median income $97,500). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.

Atlantic City-Hammonton, NJ HUD Metro FMR Area’s area median income of $97,500 ranks #9 of 10 HUD income-limit areas in New Jersey, where area medians range from $89,100 to $154,800.

Household sizeExtremely Low
(30% AMI)
Very Low
(50% AMI)
Low
(80% AMI)
1 person$22,900$38,100$60,950
2 people$26,150$43,550$69,650
3 people$29,400$49,000$78,350
4 people$33,000$54,400$87,050
5 people$38,680$58,800$94,050
6 people$44,360$63,150$101,000
7 people$50,040$67,500$107,950
8 people$55,720$71,850$114,950

Across household sizes, the Very Low Income (50%) threshold in Atlantic City-Hammonton, NJ HUD Metro FMR Area runs from $38,100 for a single person up to $71,850 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $114,950 for a household of eight. These limits apply to Atlantic County.

Do you qualify?

Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Atlantic City-Hammonton, NJ HUD Metro FMR Area generally qualifies for income-based housing if it earns under $54,400, and for the deepest assistance under $33,000.

Frequently asked questions

What is the income limit for a family of four in Atlantic City-Hammonton, NJ HUD Metro FMR Area?

A four-person household generally qualifies at or below $54,400 (Very Low Income), with the deepest assistance under $33,000 (Extremely Low Income) and LIHTC units commonly at $87,050 (Low Income).

What is the income limit for one person in Atlantic City-Hammonton, NJ HUD Metro FMR Area?

A single-person household qualifies for most income-based programs at or below $38,100, and for the deepest assistance under $22,900.

Counties covered: Atlantic County.

Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.