Monmouth-Ocean, NJ HUD Metro FMR Area Income Limits (2026)
These are HUD’s 2026 income limits for Monmouth-Ocean, NJ HUD Metro FMR Area (area median income $140,600). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.
Monmouth-Ocean, NJ HUD Metro FMR Area’s area median income of $140,600 ranks #2 of 10 HUD income-limit areas in New Jersey, where area medians range from $89,100 to $154,800.
| Household size | Extremely Low (30% AMI) | Very Low (50% AMI) | Low (80% AMI) |
|---|---|---|---|
| 1 person | $29,550 | $49,250 | $76,000 |
| 2 people | $33,800 | $56,250 | $86,850 |
| 3 people | $38,000 | $63,300 | $97,700 |
| 4 people | $42,200 | $70,300 | $108,550 |
| 5 people | $45,600 | $75,950 | $117,250 |
| 6 people | $49,000 | $81,550 | $125,950 |
| 7 people | $52,350 | $87,200 | $134,650 |
| 8 people | $55,750 | $92,800 | $143,300 |
Across household sizes, the Very Low Income (50%) threshold in Monmouth-Ocean, NJ HUD Metro FMR Area runs from $49,250 for a single person up to $92,800 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $143,300 for a household of eight. These limits apply to 2 counties (Monmouth County, Ocean County).
Do you qualify?
Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Monmouth-Ocean, NJ HUD Metro FMR Area generally qualifies for income-based housing if it earns under $70,300, and for the deepest assistance under $42,200.
Frequently asked questions
What is the income limit for a family of four in Monmouth-Ocean, NJ HUD Metro FMR Area?
A four-person household generally qualifies at or below $70,300 (Very Low Income), with the deepest assistance under $42,200 (Extremely Low Income) and LIHTC units commonly at $108,550 (Low Income).
What is the income limit for one person in Monmouth-Ocean, NJ HUD Metro FMR Area?
A single-person household qualifies for most income-based programs at or below $49,250, and for the deepest assistance under $29,550.
Counties covered: Monmouth County, Ocean County.
Find income-based housing in this area
Nearby New Jersey income-limit areas
Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.