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Cape May County, NJ HUD Metro FMR Area Income Limits (2026)

These are HUD’s 2026 income limits for Cape May County, NJ HUD Metro FMR Area (area median income $115,800). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.

Cape May County, NJ HUD Metro FMR Area’s area median income of $115,800 ranks #7 of 10 HUD income-limit areas in New Jersey, where area medians range from $89,100 to $154,800.

Household sizeExtremely Low
(30% AMI)
Very Low
(50% AMI)
Low
(80% AMI)
1 person$24,350$40,550$64,900
2 people$27,800$46,350$74,150
3 people$31,300$52,150$83,400
4 people$34,750$57,900$92,650
5 people$38,680$62,550$100,100
6 people$44,360$67,200$107,500
7 people$50,040$71,800$114,900
8 people$55,720$76,450$122,300

Across household sizes, the Very Low Income (50%) threshold in Cape May County, NJ HUD Metro FMR Area runs from $40,550 for a single person up to $76,450 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $122,300 for a household of eight. These limits apply to Cape May County.

Do you qualify?

Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Cape May County, NJ HUD Metro FMR Area generally qualifies for income-based housing if it earns under $57,900, and for the deepest assistance under $34,750.

Frequently asked questions

What is the income limit for a family of four in Cape May County, NJ HUD Metro FMR Area?

A four-person household generally qualifies at or below $57,900 (Very Low Income), with the deepest assistance under $34,750 (Extremely Low Income) and LIHTC units commonly at $92,650 (Low Income).

What is the income limit for one person in Cape May County, NJ HUD Metro FMR Area?

A single-person household qualifies for most income-based programs at or below $40,550, and for the deepest assistance under $24,350.

Counties covered: Cape May County.

Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.