Bergen-Passaic, NJ HUD Metro FMR Area Income Limits (2026)
These are HUD’s 2026 income limits for Bergen-Passaic, NJ HUD Metro FMR Area (area median income $139,100). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.
Bergen-Passaic, NJ HUD Metro FMR Area’s area median income of $139,100 ranks #4 of 10 HUD income-limit areas in New Jersey, where area medians range from $89,100 to $154,800.
| Household size | Extremely Low (30% AMI) | Very Low (50% AMI) | Low (80% AMI) |
|---|---|---|---|
| 1 person | $29,250 | $48,700 | $75,900 |
| 2 people | $33,400 | $55,650 | $86,750 |
| 3 people | $37,600 | $62,600 | $97,600 |
| 4 people | $41,750 | $69,550 | $108,400 |
| 5 people | $45,100 | $75,150 | $117,100 |
| 6 people | $48,450 | $80,700 | $125,750 |
| 7 people | $51,800 | $86,250 | $134,450 |
| 8 people | $55,720 | $91,850 | $143,100 |
Across household sizes, the Very Low Income (50%) threshold in Bergen-Passaic, NJ HUD Metro FMR Area runs from $48,700 for a single person up to $91,850 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $143,100 for a household of eight. These limits apply to 2 counties (Bergen County, Passaic County).
Do you qualify?
Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Bergen-Passaic, NJ HUD Metro FMR Area generally qualifies for income-based housing if it earns under $69,550, and for the deepest assistance under $41,750.
Frequently asked questions
What is the income limit for a family of four in Bergen-Passaic, NJ HUD Metro FMR Area?
A four-person household generally qualifies at or below $69,550 (Very Low Income), with the deepest assistance under $41,750 (Extremely Low Income) and LIHTC units commonly at $108,400 (Low Income).
What is the income limit for one person in Bergen-Passaic, NJ HUD Metro FMR Area?
A single-person household qualifies for most income-based programs at or below $48,700, and for the deepest assistance under $29,250.
Counties covered: Bergen County, Passaic County.
Find income-based housing in this area
Nearby New Jersey income-limit areas
Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.