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Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area Income Limits (2026)

These are HUD’s 2026 income limits for Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area (area median income $154,800). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.

Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area’s area median income of $154,800 ranks #1 of 10 HUD income-limit areas in New Jersey, where area medians range from $89,100 to $154,800.

Household sizeExtremely Low
(30% AMI)
Very Low
(50% AMI)
Low
(80% AMI)
1 person$32,550$54,200$80,200
2 people$37,200$61,950$91,700
3 people$41,850$69,700$103,150
4 people$46,450$77,400$114,600
5 people$50,200$83,600$123,800
6 people$53,900$89,800$132,950
7 people$57,600$96,000$142,150
8 people$61,350$102,200$151,300

Across household sizes, the Very Low Income (50%) threshold in Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area runs from $54,200 for a single person up to $102,200 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $151,300 for a household of eight. These limits apply to 3 counties (Hunterdon County, Middlesex County, Somerset County).

Do you qualify?

Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area generally qualifies for income-based housing if it earns under $77,400, and for the deepest assistance under $46,450.

Frequently asked questions

What is the income limit for a family of four in Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area?

A four-person household generally qualifies at or below $77,400 (Very Low Income), with the deepest assistance under $46,450 (Extremely Low Income) and LIHTC units commonly at $114,600 (Low Income).

What is the income limit for one person in Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area?

A single-person household qualifies for most income-based programs at or below $54,200, and for the deepest assistance under $32,550.

Counties covered: Hunterdon County, Middlesex County, Somerset County.

Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.