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Newark, NJ HUD Metro FMR Area Income Limits (2026)

These are HUD’s 2026 income limits for Newark, NJ HUD Metro FMR Area (area median income $138,400). They determine who qualifies for income-based and affordable housing — Section 8 vouchers, public housing, Section 202/811, and Low-Income Housing Tax Credit (LIHTC) units — by household size.

Newark, NJ HUD Metro FMR Area’s area median income of $138,400 ranks #5 of 10 HUD income-limit areas in New Jersey, where area medians range from $89,100 to $154,800.

Household sizeExtremely Low
(30% AMI)
Very Low
(50% AMI)
Low
(80% AMI)
1 person$29,050$48,450$74,800
2 people$33,200$55,400$85,450
3 people$37,350$62,300$96,150
4 people$41,500$69,200$106,800
5 people$44,850$74,750$115,350
6 people$48,150$80,300$123,900
7 people$51,500$85,850$132,450
8 people$55,720$91,350$141,000

Across household sizes, the Very Low Income (50%) threshold in Newark, NJ HUD Metro FMR Area runs from $48,450 for a single person up to $91,350 for an eight-person household. The Low Income (80%) limit — used by many LIHTC and workforce units — reaches $141,000 for a household of eight. These limits apply to 4 counties (Essex County, Morris County, Sussex County, Union County).

Do you qualify?

Most income-based programs cap eligibility at the Very Low Income (50%) level, and the deepest assistance — public housing and most Section 8 vouchers — targets households at or below Extremely Low Income (30%). LIHTC and other affordable units commonly use the Low Income (80%) threshold. For example, a household of four in Newark, NJ HUD Metro FMR Area generally qualifies for income-based housing if it earns under $69,200, and for the deepest assistance under $41,500.

Frequently asked questions

What is the income limit for a family of four in Newark, NJ HUD Metro FMR Area?

A four-person household generally qualifies at or below $69,200 (Very Low Income), with the deepest assistance under $41,500 (Extremely Low Income) and LIHTC units commonly at $106,800 (Low Income).

What is the income limit for one person in Newark, NJ HUD Metro FMR Area?

A single-person household qualifies for most income-based programs at or below $48,450, and for the deepest assistance under $29,050.

Counties covered: Essex County, Morris County, Sussex County, Union County.

Source: U.S. Department of Housing and Urban Development (HUD), FY2026 Income Limits. Limits are updated annually and may be adjusted for high-cost areas.